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Tel. 043 335 1450


- The Debt Clinic is a trading name of O'Brien Insolvency Services Limited and its Registered Office is located at Leader House, Dublin Road, Longford


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Dublin: 01 482 6910 Longford: 043 335 1450 Galway: 091 530 097


- Eugene O'Brien is authorised by the Insolvency Service of Ireland to carry on practice as a personal insolvency practitioner.  

About Debt Relief Notices

Who is a Debt relief Notice suitable for?


A Debt Relief Notice is suitable for those with low income and low assets who have unsecured debts (debts where no security is provided against the loan).


What debts can be included in a Debt Relief Notice?


You can include any unsecured debts up to a maximum of €35,000.


What limits apply to my income?


After allowing for reasonable living expenses your income cannot exceed €60 per month.


What limits apply to my assets?


Other than your home you cannot have assets in excess of €400. You are allowed one item of jewellery valued at €750 and a car valued at €20,000. You are also allowed retain assets for use in the course of your business or trade and those assets can be valued at €6,000.


What do I do next?


MABS are the Approved Intermediary and you will have to make your application through them. You can find more details here.

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